Call or Text Today! 503-701-3462 Dan@NWFGI.COM Dan Lavinder NMLS 183757
Welcome
Professionalized Mortgage Services
I am available to chat with you about your specific needs and discuss your options anytime, including after hours & weekends
Services
For more than 20 years as a Mortgage Professional, my guiding business philosophy has been “Customers for Life.” Your loyalty and satisfaction with the job I do for you is my primary concern and critical to my earning your future business and your referrals to family and friends.
I will take the extra time to answer your questions and address your specific concerns. Together we will investigate and evaluate your options and find the loan product that best suits your needs. I will personally assist and guide you through the mortgage process making the journey as smooth and effortless as possible.
I am available anytime to answer your questions. Please don’t hesitate to call, text or send an email. 503-701-3462
Loan Products & Programs
- NO Down Financing
- Reverse Mortgages
- Fixed Rate Loans
- Adjustable Rate Loans
- Low Down FHA Loans
- NO Down VA loans
- First Time Borrower Loans
- Investor Loans
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New Research Concludes Consumers Save $10,662 Working With a Mortgage Broker
NO DOWN CONVENTIONAL
Conventional Down Payment Assistance program with a lender provided second
mortgage that has no interest or payments. It is repaid when the first mortgage is paid-off or refinanced. It requires a minimum credit score of 620 and the DPA product is available even if you are not a first-time homebuyer. Also, Closing costs can be paid with gift funds or with a Seller sales concession. Other conditions apply. Call for more information.
Get in touch today to learn how you can purchase a new home with Down Payment Assistance.
NO OBLIGATION "INSTANT" WRITTEN ESTIMATES
Most lenders wont provide a "rate" or a "written estimate" without you first filling out an application along with your private info including your social security number. I can provide you with a written estimate with all of your closing costs and the current rate with just a phone call. It only takes a few minutes. I wont ask you for your social security number or run credit and there are no future obligations.
Reverse Refinance Mortgage
If you are over 62 and have substantial equity in your home, you could qualify for a Government insured refinance, payoff the current mortgage, take out cash and never make an interest mortgage payment for as long as you live in the home, And, regardless of the future value, you can never owe more than the home is worth. You are only required to pay your taxes, insurance and HOA dues. Qualifying is much easier and most of my customers qualify with just their social security income.
Reverse Purchase Mortgages
A Reverse Mortgage can also be used to buy a home. If you are over 62 and have enough equity from the sale of your home to put a little more than half down, you could qualify for a Reverse Purchase Mortgage for the balance and never make an interest mortgage payment for as long as you live in the home. And, regardless of the future value, you can never owe more than the home is worth. This amazing product for seniors will almost double your buying power If qualifying for a traditional mortgage if it's difficult to income qualify.
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